Please try our wide variety of financial calculators. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to contact us and seek personalized advice from qualified professionals regarding all personal finance issues.



How does inflation impact my standard of living?

How much am I spending?

How much do I need for emergencies?

Should I pay down debt or invest my monthly surplus?

How long will my money last with systematic withdrawals?

Should my spouse enter the work force?

What is my current net worth?

What is my projected net worth?

What is my current cash flow?

What is my projected cash flow?

What is the value of reducing, postponing or foregoing expenses?

Historical inflation - Compare purchasing power



How much should I be saving for college?

Will I be able to pay back my student loans?

What are the advantages of a Coverdell ESA?

What are the advantages of a 529 college savings plan?

What is the value of a college education?

What are the payments on a parental (PLUS) loan?

Should I live at home, on campus, or off campus?

When should I begin saving for my child's college?



How long will it take to pay off my credit card(s)?

How long until my loan is paid off?

What would my loan payments be?

Do I have too much debt?

What is the balance on my loan?

Should I consolidate my personal debt into a new loan?

Restructuring debts for accelerated payoff

Which is better: Cash up front or payments over time?

What is the impact of making extra payments on my debt?

Should I pay off debt or invest?


Home & Mortgage

How much home can I afford?

Should I refinance my mortgage?

Mortgage calculator

Comparing mortgage terms (i.e. 15, 20, 30 year)

Should I pay discount points for a lower interest rate?

Should I rent or buy a home?

Should I convert to a bi-weekly payment schedule?

Compare a 'no-cost' vs. traditional mortgage

What are the tax savings generated by my mortgage?

Which is better: Fixed or adjustable-rate mortgage?

Adjustable rate mortgage calculator

How do closing costs impact the interest rate?

Compare an interest-only vs. traditional mortgage

How much can I borrow from my home equity (HELOC)?



What is my potential estate tax liability?

Federal income tax calculator

Should I adjust my payroll withholdings?

Will my investment interest be deductible?

How much self-employment tax will I pay?

Capital gains (losses) tax estimator

Compare taxable, tax-deferred and tax-free investment growth

How much of my social security benefit may be taxed?

What are the tax implications of paying interest?

Should I itemize or take the standard deduction?

What is my tax-equivalent yield?

Tax refund estimator

Tax freedom day



How much life insurance do I need?

What is my life expectancy?

What are my needs for burial and final expenses?

How much disability income insurance do I need?

What are my chances of becoming disabled?

What are my long-term care insurance needs?

How much will I earn in my lifetime?

What are the tax advantages of an annuity?

How long will my current life insurance proceeds last?

What is the future value of an annuity?

Which is better, comprehensive plan or high-deductible plan with HSA?


Paycheck & Benefits

How much will my company bonus net after taxes?

How will payroll adjustments affect my take-home pay?

Convert my salary to an equivalent hourly wage

Convert my hourly wage to an equivalent annual salary

What is the future value of my employee stock options?

Should I exercise my 'in-the-money' stock options?

What may my 401(k) be worth?

What is the impact of increasing my 401(k) contribution?

What may my 457 Plan be worth?

What is the impact of increasing my 457 Plan contribution?

What may my 403(b) Plan be worth?

What is the impact of increasing my 403(b) contribution?


Qualified Plans

Evaluate my company pension payout options

How much can I contribute to an IRA?

How much retirement income may an IRA provide?

Should I convert to a Roth IRA?

What will my qualified plan(s) be worth at retirement?

What is my current year required minimum distribution?

What is my projected required minimum distributions?

What are my lump sum distribution options?

How do I maximize my employer 401(k) match?

What is the impact of borrowing from my retirement plan?

What is the impact of early withdrawal from my 401(k)?

I'm self-employed, how much can I contribute to a retirement plan?

Net unrealized appreciation (NUA) vs. IRA rollover?

What are my Stretch IRA distributions?



How will retirement impact my living expenses?

How much will I need to save for retirement?

Are my current retirement savings sufficient?

Social security retirement income estimator

How does inflation impact my retirement income needs?

I'm retired, how long will my savings last?

When should I begin saving for retirement?

Should I convert discretionary expenses to savings?

How much retirement income may my 401(k) provide?



Becoming a millionaire

Income generated by a savings plan

How long will it take to double my savings?

How long until my savings reach my goal?

Save now vs. save later

How much should I save to reach my goal?

What could my current savings grow to?

Calculate rate of return

How do taxes and inflation impact my investment return?

What is the effective annual yield on my investment?



Should I lease or purchase an auto?

Auto purchase: Loan versus 0% dealer financing?

What would my auto payments be?

Should I upgrade to a more fuel efficient vehicle?

Should I refinance my auto loan at a lower rate?

How much can I lower my monthly payment with a new auto loan?



What are the tax savings of a qualified retirement/cafeteria plan?

What are my new business startup costs?

Should I pay or charge monthly, quarterly or annually?

What is the value of my business?

How many units do I need to sell to breakeven?

Should I lease or buy equipment?

What are my business financial ratios?

What is my employee total compensation package worth?

What are my tax savings with Section 179 deduction?